Financing Tips

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What is Next Gen Personal Finance and How is it Helping Kids?

Financial literacy refers to understanding concepts such as saving, investing and budgeting. It also means that you are able to practice these concepts and apply them to your own financial situation. It is an invaluable tool for everyone to learn. However, people sometimes make the mistake of thinking that such concepts should be taught in-depth …

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Your Basic Guide to Understanding Hedge Fund vs. Mutual Fund

Investment is always a smart choice when securing your future. It can be your key to having a cozy retirement fund and maybe even the best route to buying your very own home. Many Americans are putting their money in investment opportunities. According to the Pew Research Center, approximately 52 percent of American households have …

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4 Small Ways to Get Additional Funding for a Small Business

Many people want to become their own boss by opening their own small business. However, this is more complicated and riskier than you may believe. According to expert information, approximately 82 percent of small businesses will fail because of problems with their cash flows. Without adequate cash, a small business will have issues paying employees, …

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Applying Practical Ideas to Set Up a Retirement Fund

Making a retirement convenient will probably be the most significant financial challenge that anybody may face. Sadly, many working people are unprepared for this eventuality. Some people may have a pension, but most people are not financially prepared to leave the workforce. Besides, not all pensions can cover all living expenses of a retiree. Social …

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Financial Management: How to Save Money During a Pandemic

The pandemic compelled governments around the world to implement lockdowns to prevent the spread of the virus. This lockdown resulted in unemployment, closed businesses, and an economic crisis that is comparable to the Great Depression. In this situation, people living from paycheck-to-paycheck will be hard-pressed at looking for another source of income in case they …

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Stretching Your Emergency Fund during a Recession

The coronavirus pandemic has created chaos around the world — and this isn’t merely due to how this health crisis overwhelms health care systems. Another consequence of this global problem is its devastating impact on people’s lives. Since mid-March 2020, approximately 57.4 million Americans have filed for unemployment benefits. What’s more, the pandemic has pushed …

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Paying Mortgage with a Credit Card: Is This a Smart Idea?

Homeowners have multiple options when making mortgage payments. They can pay over the phone using their preferred checking account, mail a check addressed to the lender or financial institution, use their debit card to make one-time payments or set up automatic monthly payments through online or mobile banking. The one common thing about these payment …

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Find Yourself Suddenly House Poor? Here’s What You Can Do

Buying a home isn’t as simple as walking into a store and coming out with a set of house keys. This major investment requires careful financial planning and property selection.  When you have plans to buy the residential property of their dreams, you need to remember one important rule: know exactly how much house you …

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